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    October 6, 2020
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Secure your savings. Lock in your rate today. Competitive checking and savings offerings and great customer service from the #1 capitalized major bank in the U.S.! 11-Month CD or IRA CD Special 0.80%" APY* 24-Month CD or IRA CD Special 0.80% APY* Bank OZK Open an account at ozk.com or one of our local branches." Annual Percentage Yield (APY) effective as of the publication date. Offer applies to new CDs only IRA CD iS subject to eligbity requiremeres Ofler not avolable to brokers, dealers and other financial Insnutions. Fescould reduce camings. Offer subject to change without notice. Offer good in Saline County. AR only "RA CD must be opened in person and cannot be opened onine et captalized US. bank based on Tier 1 Leverage Rato for the 100 largest publicly traded banks as of 3/320 MEMBER FOIC Secure your savings. Lock in your rate today. Competitive checking and savings offerings and great customer service from the #1 capitalized major bank in the U.S.! 11-Month CD or IRA CD Special 0.80%" APY* 24-Month CD or IRA CD Special 0.80% APY* Bank OZK Open an account at ozk.com or one of our local branches." Annual Percentage Yield (APY) effective as of the publication date. Offer applies to new CDs only IRA CD iS subject to eligbity requiremeres Ofler not avolable to brokers, dealers and other financial Insnutions. Fescould reduce camings. Offer subject to change without notice. Offer good in Saline County. AR only "RA CD must be opened in person and cannot be opened onine et captalized US. bank based on Tier 1 Leverage Rato for the 100 largest publicly traded banks as of 3/320 MEMBER FOIC