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Sunday, August 9, 2020 2020 How-To-Choose Guide The Saline Courier, Page 21 How to Choose... the perfect credit union lcoa Commu- nity Federal Credit Union is headquar- is the 14th largest ALCOA COMMUNITY credit union in the state of Arkan- sas. FEDERAL CREDIT UNION Alcoa Community Federal Credit Union is a not-for-profit financial cooperative owned by the folks that save and borrow money at Member Owned. Member Focused.TM their credit union. In today's world of acquisitions and takeovers, it's nice to know there is a financial institution petitive savings and loan interest rates.coupled with a wide array of consumer-friendly financial servic- es. Whether you need the conve- nience of a checking account that Also be aware of any fees as- sociated with ATM usage. If you plan on making frequent use of the machines, hefty fees can add up quickly. Some credit unions have agree- SERVING dedicated to serving the people of Saline County. OUR MEMBERS The mission of Alcoa Community pays interest, or a loan for a new Federal Credit Union is to deliver car, your community credit union is here to help. ments with other institutions for the highest quality financial ser- vice to our members while pro- moting our difference as a credit union. shared services. This may mean more access to ATMS and other services when you are away from home. If you travel frequently or have children attending college in other cities, this can be an advan- tage. When you have done your re- search, make a list of the pros and cons of each institution so you can compare them side by side. Once you have chosen your Check current interest rates on checking and savings accounts. If you can't find the rates online, stop SINCE 1957 Alcoa Community Federal Credit by and ask for a copy of their rates. Union is a not-for-profit financial cooperative owned by the folks that save and borrow money at their credit union. Unlike a bank, al savings and loan banks, you may offering that specific type of loan, credit union profits are returned to be required to pay a fee if you fall the members in the form of higher below a certain minimum balance. specials to find the institution that dividends on savings, lower rates on loans, lower fees.and many other money saving services. With mum number of times each month. us, you are a member and part owner of the cooperative, not a Be sure to find out if there are fees associated with the accounts union you are researching. Once you wish to open. As with tradition- you've found several credit unions compare interest rates and any Some credit unions require that gives you the best deal. Convenience is also an important credit union, get to know the you use your debit card a mini- Weigh the interest earned against consideration. Check for availabil- employees and continue to learn the fees charged to find the credit ity of online services, extended union that offers the best benefit. about the benefits of member- weekday hours, whether they're open on weekends, and where ship. With a little bit of homework, you'll find a credit union can be a friendly place to help meet all your customer. As a financial cooperative, Alcoa Community Federal Credit Union is able to offer members com- If you are seeking a certain type of loan, find out whether that type of loan is issued by the credit located. their branches and ATMS are financial needs. Sunday, August 9, 2020 2020 How-To-Choose Guide The Saline Courier, Page 21 How to Choose... the perfect credit union lcoa Commu- nity Federal Credit Union is headquar- is the 14th largest ALCOA COMMUNITY credit union in the state of Arkan- sas. FEDERAL CREDIT UNION Alcoa Community Federal Credit Union is a not-for-profit financial cooperative owned by the folks that save and borrow money at Member Owned. Member Focused.TM their credit union. In today's world of acquisitions and takeovers, it's nice to know there is a financial institution petitive savings and loan interest rates.coupled with a wide array of consumer-friendly financial servic- es. Whether you need the conve- nience of a checking account that Also be aware of any fees as- sociated with ATM usage. If you plan on making frequent use of the machines, hefty fees can add up quickly. Some credit unions have agree- SERVING dedicated to serving the people of Saline County. OUR MEMBERS The mission of Alcoa Community pays interest, or a loan for a new Federal Credit Union is to deliver car, your community credit union is here to help. ments with other institutions for the highest quality financial ser- vice to our members while pro- moting our difference as a credit union. shared services. This may mean more access to ATMS and other services when you are away from home. If you travel frequently or have children attending college in other cities, this can be an advan- tage. When you have done your re- search, make a list of the pros and cons of each institution so you can compare them side by side. Once you have chosen your Check current interest rates on checking and savings accounts. If you can't find the rates online, stop SINCE 1957 Alcoa Community Federal Credit by and ask for a copy of their rates. Union is a not-for-profit financial cooperative owned by the folks that save and borrow money at their credit union. Unlike a bank, al savings and loan banks, you may offering that specific type of loan, credit union profits are returned to be required to pay a fee if you fall the members in the form of higher below a certain minimum balance. specials to find the institution that dividends on savings, lower rates on loans, lower fees.and many other money saving services. With mum number of times each month. us, you are a member and part owner of the cooperative, not a Be sure to find out if there are fees associated with the accounts union you are researching. Once you wish to open. As with tradition- you've found several credit unions compare interest rates and any Some credit unions require that gives you the best deal. Convenience is also an important credit union, get to know the you use your debit card a mini- Weigh the interest earned against consideration. Check for availabil- employees and continue to learn the fees charged to find the credit ity of online services, extended union that offers the best benefit. about the benefits of member- weekday hours, whether they're open on weekends, and where ship. With a little bit of homework, you'll find a credit union can be a friendly place to help meet all your customer. As a financial cooperative, Alcoa Community Federal Credit Union is able to offer members com- If you are seeking a certain type of loan, find out whether that type of loan is issued by the credit located. their branches and ATMS are financial needs.